Fee Structure & Payment
Session Rates & Financial Policies
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Standard Fee ($)
Standard Therapy Rates
Jan Osborn, Ph.D., L.M.F.T.
Therapy sessions with Jan Osborn, Ph.D., L.M.F.T. are offered at $175 to $200 per session. Fees are calculated on a per-session basis, regardless of the number of individuals participating, so there is no extra charge for couples or family members attending together. Longer 90-minute sessions are also available upon request.
For clients experiencing financial constraints, reduced-fee sliding scale appointments are available on a limited basis.
Payment is due at each session, and I accept Zelle, Venmo, cash, and personal checks. If you need to cancel or reschedule, please provide at least 24 hours' advance notice so we can find an alternative time and avoid a missed session charge.
$175 to $200 per Session
Fees are calculated per session, with no extra charge for couples or family counseling.
Sliding Scale Availability
Reduced-fee appointments are available on a limited basis for clients experiencing financial constraints.
Payment & 24-Hour Cancellation Policy
Payment is accepted via Zelle, Venmo, cash, and checks at each session. Please provide 24 hours' advance notice to avoid missed session fees.
Coverage Information
Insurance Networks & Verification Guidance
Dr. Jan Osborn, LMFT, works directly with select insurance companies. Services may be covered in full or in part by your health insurance or employee benefit plan.
Anthem Blue Cross
In-network provider for Anthem Blue Cross behavioral health benefits.
BlueShield of California
In-network provider for BlueShield mental health and counseling coverage.
Checking Your Benefits
Contact your insurer to ask: Do I have mental health benefits? What is my deductible and has it been met?
In-Network Status
Confirm coverage by asking your plan: Is Dr. Jan Osborn, LMFT in-network for outpatient psychotherapy?
Common Questions
Rates & Insurance FAQs
Yes. Dr. Osborn works with Anthem Blue Cross and BlueShield. Services may be covered in full or in part by your plan. Please check your coverage carefully beforehand.
Yes. Sliding scale, reduced fee services are available on a limited basis. Please contact me directly to discuss financial arrangements.
Office & Telehealth
In-Person in Phoenix & Virtual Throughout AZ and CA
Jan Osborn provides in-person therapy in Phoenix, Arizona, and virtual telehealth sessions for clients in Arizona and California.
Jan Osborn Therapy
Contact Dr. Jan Osborn to discuss fees, insurance benefits, or sliding scale availability.
Request a Consultation or Ask About Coverage
Please complete this form to get in touch, or call/text (480) 953-1706 (Arizona) or (916) 719-3832 (California). This form is for general inquiries and consultation requests only. Please do not include confidential or sensitive health information.
Questions? Please contact me for further information regarding session fees, insurance coverage, or sliding scale options.
Transparent Care